Bank account and card in Vietnam

People have opened accounts on a 45-day visa-free entry stamp and obtained VISA/Mastercard debit cards on a 90-day e-visa. Downtown branches are more accommodating than suburban ones. The bank's website may still reference the repealed 12-month requirement; Circular 45/2025 removed that rule effective 5 January 2026.

Accounts open on a visa-free entry stamp alone. VISA/Mastercard debit cards are issued on a 90-day e-visa (confirmed in Nha Trang, September 2026). The bank's website still demands a year of residence; the counter does not enforce it. Circular 45/2025 removed the 12-month card rule effective 5 January 2026.

Account opens in the app on a passport alone in about ten minutes. No physical card issued, transfers are capped — but QR-code payments work fine.

Cards are issued on a 90-day e-visa and typically arrive within 10 days. Branch consistency varies, but first-hand reports confirm success across multiple locations in 2026.

Account opens on a passport and any valid visa (no minimum duration required per current FAQ). Cards are issued on a 90-day e-visa. Older pages still show the 360-day rule, which was repealed by Circular 45/2025 effective 5 January 2026.

Pure lottery by branch. Some issue cards on a tourist visa, others insist on a longer one. Central branches in major cities are your best bet.

Some branches issue cards to e-visa holders, but practice varies significantly. Central branches in Hanoi and Ho Chi Minh City report more success than regional offices.

English-language app and LiveBank self-service machines make this bank accessible. Cards are issued to some e-visa holders, though success rates vary by branch. Official rules list only passport and visa.

Document requirements list passport, visa, and Vietnam address — no mention of a year. Some branches accommodate tourists; do not count on it in advance.

Listed among banks that serve foreigners on short visas, but no first-hand confirmation yet. Worth trying if nearby, not worth a special trip.

Officially strict (asks for a year of residence), but some branches issue cards to e-visa holders anyway. Success depends entirely on the individual branch and staff.

Throughout 2026, reports confirm that short-visa holders are turned away. Requires a residence card or equivalent. Online banking for foreigners is not available.

Works with foreigners but requires residence documentation and a higher opening deposit.

Requires residence documentation for account and card issuance.