Bank account and card in Vietnam

An account and a card are two different things. An account is open to almost anyone, even on an entry stamp. A card is another matter. Below is what works where, from people who have been through it.

Checked 2026-09-09

BIDV

StatePeople got one · 2026-09

AccountEven on an entry stamp

CardOn a tourist visa

People have opened an account here on nothing but a visa-free entry stamp. The card comes with a 90-day e-visa — checked in Nha Trang in September 2026. The bank's own site still demands a year of residence; the counter ignores it.

What they ask for

  • Passport
  • Visa, 3+ months
  • Vietnamese phone number

Vietcombank

StatePeople got one · 2026-06

AccountEven on an entry stamp

CardOn a tourist visa

Same story with the account: people got one on a 45-day stamp. Cards are issued on an e-visa. Downtown branches say yes more readily than suburban ones.

What they ask for

  • Passport
  • Visa, 3+ months
  • Vietnamese phone number

Cake by VPBank

DigitalPeople got one · 2026-06

AccountEven on an entry stamp

CardNot issued

The account opens in the app on a passport in about ten minutes. No plastic at all and transfers are capped — but it is enough to pay by QR.

What they ask for

  • Passport
  • Vietnamese phone number

Agribank

StatePeople got one · 2026-06

AccountOn a tourist visa

CardDepends on the branch

The card takes about ten days, but one branch agrees while the next turns down the same papers.

What they ask for

  • Passport
  • Visa, 3+ months
  • Vietnamese phone number

MB Bank

CommercialPeople got one · 2026-06

AccountOn a tourist visa

CardDepends on the branch

Pure lottery. Some branches issue on a tourist visa, others insist on a year-long one. Central branches in the big cities are your best bet.

What they ask for

  • Passport
  • Visa, 3+ months
  • Temporary residence slip (tạm trú)
  • Vietnamese phone number

TPBank

CommercialBank's word only

AccountOn a tourist visa

CardDepends on the branch

The easiest counter to deal with: English app, LiveBank self-service machines. Their own rules ask for a passport and a visa, nothing more. On a 90-day visa the card works out for roughly one person in three.

What they ask for

  • Passport
  • Visa, 3+ months
  • Vietnamese phone number
  • Opening deposit

VPBank

CommercialBank's word only

AccountOn a tourist visa

CardDepends on the branch

Their document list is a passport, a visa and an address in Vietnam — not a word about a year. Some branches accommodate tourists, but do not count on it in advance.

What they ask for

  • Passport
  • Visa, 3+ months
  • Vietnamese phone number

Timo (BVBank)

DigitalBank's word only

AccountOn a tourist visa

CardDepends on the branch

An account needs a passport and a valid visa, any length — that is what their current FAQ says. Older pages about the card still show the 360-day rule, which no longer exists.

What they ask for

  • Passport
  • Visa, 3+ months
  • Vietnamese phone number

Sacombank

CommercialUnconfirmed

AccountOn a tourist visa

CardDepends on the branch

Listed among the banks that still take foreigners on a short visa, but nobody has confirmed it to us first-hand. Worth a try if you are passing by, not worth a trip across town.

What they ask for

  • Passport
  • Visa, 3+ months
  • Vietnamese phone number

ACB

CommercialUnconfirmed

AccountDepends on the branch

CardDepends on the branch

The strictest on paper: asks for a year of residence and even a letter from your embassy. Some branches reportedly look the other way, but nobody confirmed that to us.

What they ask for

  • Passport
  • Visa, 3+ months
  • Vietnamese phone number

Techcombank

CommercialUnconfirmed

AccountResidence document needed

CardResidence document needed

Foreigners are served at the counter only, never online. All through 2026 people report short visas being turned away. With a residence card there is no problem.

What they ask for

  • Passport
  • Residence card, 12+ months
  • Temporary residence slip (tạm trú)
  • Vietnamese phone number

HSBC Vietnam

ForeignUnconfirmed

AccountResidence document needed

CardResidence document needed

Happy to work with foreigners, but wants a residence document and noticeably more money on the account to open it.

What they ask for

  • Passport
  • Residence card, 12+ months
  • Work permit
  • Vietnamese phone number
  • Opening deposit

Standard Chartered Vietnam

ForeignUnconfirmed

AccountResidence document needed

CardResidence document needed

What they ask for

  • Passport
  • Residence card, 12+ months
  • Work permit
  • Vietnamese phone number
  • Opening deposit

Worth knowing

What to bring

How to pay

Banks change the rules without warning, and the last word always belongs to the branch you walk into. We go through this page once a week.

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